Small Cash Loans: Secured loans ranging from $2000-$5000, with a loan term of 12 months. Here is a breakdown of our fees: Establishment Fee – $300 (included in the loan) Credit Check, PPSR Search & Registration, and Asset Check – $25.30 (included in the loan), Monthly Account Fee – $10, Interest Rate – 48%(p.a). Representative Example: based on a loan of $2,200 over 12 months a borrower can expect to pay a total of $3,225.30. This represents a rate of 48% p.a., a monthly account fee of $10, and upfront fees of $325.30 included in loan repayments over the life of your loan.