Small Cash Loans: Secured loans ranging from $2000-$5000, with a loan term of 12 months. Here is a breakdown of our fees: Establishment Fee – $300 (included in the loan) Credit Check, PPSR Search & Registration, and Asset Check – $25.30 (included in the loan) Interest Rate – 48%(p.a). Broker Loans: Apply for $5,000 – $200,000. The loan term varies from 12 months to 5 years. Interest rates range from 9.95% (p.a.) to 24.95% (p.a.) based on your personal circumstances. In most cases, you pay a broker fee. This can vary depending on your credit profile and borrowing amount. Representative Example: Based on a loan of $20,000 over 36 months a borrower with an excellent credit history can expect to pay a total of $24,836.32. This includes all interest and fees in your loan repayments over the life of the loan