Need cash, fast? Got some unexpected bills or just want to book a weekend away? Whatever the reason, Swoosh can help you out with the best loans in New Zealand. Our loans are 100% online, it’s free to apply, and you can get same day approval! With no hidden fees – just help when you need it most.
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Pay weekly, fortnightly, or monthly
100% online & no paperwork
No hidden fees & charges
Fast easy loan process when you need money now
When life throws you a curveball, it’s Swoosh to the rescue!
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At Swoosh, we keep things nice and simple. As long as you meet these four criteria, you can apply for a loan:
Approval of your loan is provided within minutes of you providing the required information (during business hours)*. The decision will arrive promptly – right in your inbox.
Yes, it is possible for you to receive a secured loan with bad credit at Swoosh. We look at the ‘here and now’ of your financial situation, assessing everyone on an individual basis. We want you to receive the assistance you need, so we look at more than just your credit history.
We offer online cash loans after evaluating current bank statements and, assessing whether the applicant has the ability to repay the loan. This way we are comfortable offering bad credit loans to those who have been impacted by their past, getting them the cash they need.
We’re transparent with our fees. There are no hidden fees, so you can make the best decision. Find out more here: Rates & Fees
Your funds will be dispatched within one business day of signing your contract, Swoosh will electronically transfer your funds into your bank account.
If you return your signed contract by 3:30pm (AEST) time, your funds will be transferred overnight.
Swoosh does conduct a credit check as part of our responsible lending practices. But we always offer a fair go to everyone, even those with bad or very bad credit. That’s why we always use human assessors, not computers, to review each application.
